> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cryptocheckout.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Fees

> 1% flat — you keep 99%. No tiers, no minimums, no hidden charges.

<Columns cols={2}>
  <Card title="1% flat" icon="percent" color="#10B981">
    On every payment. Deducted on-chain when you claim — nothing is invoiced.
  </Card>

  <Card title="You keep 99%" icon="wallet" color="#10B981">
    No monthly fee, no setup fee, no per-chain fee, no minimums, no hidden charges.
  </Card>
</Columns>

On a €100 payment, €1.00 goes to CryptoCheckout and **€99.00 goes to you.**

## Capped on-chain, not by promise

Your fee rate is written into your pool contract when it's created, and the contract enforces a hard ceiling that no configuration can exceed.

<Columns cols={2}>
  <Card title="Hard cap: 2.5%" icon="shield-halved">
    Enforced in contract code. Even a compromised admin account could not charge you more, because the contract would reject it.
  </Card>

  <Card title="Fixed once deployed" icon="lock">
    Your rate becomes part of your pool's address. Changing it would mean deploying a visibly different contract — it can't be altered quietly.
  </Card>
</Columns>

This is the meaningful transparency claim. Not "we promise not to raise your rate", but "the contract you can read will not let us."

## Custom rates

The default is 1%. Rates are configurable below that for merchants at volume, and must be set **before your pool is deployed** — after that the contract fixes them.

<Card title="Enquire about custom rates" icon="envelope" href="https://www.cryptocheckout.ai/admin" horizontal>
  Talk to us before you deploy if you expect meaningful volume.
</Card>

## Worked example

A €100 order on Base, settling in EURC:

```
Customer pays                €100.00
  CryptoCheckout fee  1%      −€1.00
                            ─────────
You receive                   €99.00
```

## The two costs that aren't ours

These go to the blockchain, not to us. You pay them because you sign the transactions — which is what keeps the contracts yours rather than ours.

<Columns cols={2}>
  <Card title="Each claim" icon="hand-holding-dollar">
    A normal transaction fee, in that chain's native token. Batching payments into one claim spreads it across many orders.
  </Card>

  <Card title="Deploying your pool" icon="cube">
    Once per chain, ever. Cents on most chains; more on Ethereum and TRON.

    <Badge color="blue" size="sm">Coming</Badge> Merchant-signed deployment is being introduced. Until it lands we cover this for you.
  </Card>
</Columns>

<Tip>
  Claim cadence is a real lever. A hundred orders claimed together pay one network fee; claimed individually they pay a hundred. Barely matters on cheap chains; matters a lot on Ethereum and TRON.
</Tip>

Everything in between — running the checkout, watching the chain, settling deposit payments, retrying webhooks — is on us.

## What your customer pays

<Columns cols={2}>
  <Card title="Connect rail" icon="wallet">
    Their own network fee, as with any wallet transaction. Nothing to us.
  </Card>

  <Card title="Deposit rail" icon="qrcode">
    Whatever their wallet or exchange charges to send. Nothing to us.
  </Card>
</Columns>

We never add a surcharge to the customer's side.

## Compared to cards

Not like-for-like — different rails, different risks — but the comparison people ask for:

|                           | Cards            | CryptoCheckout             |
| ------------------------- | ---------------- | -------------------------- |
| Headline rate             | 1.4–2.9% + fixed | **1%**                     |
| Fixed per-transaction fee | Usually          | None                       |
| Chargebacks               | Yes, plus fees   | None possible              |
| Payout delay              | 2–7 days         | When you press Claim       |
| Rolling reserve           | Common           | None — we can't hold funds |
| Cross-border surcharge    | Usually          | None                       |

The honest counterpoint: card payments are reversible, which protects *customers*. Crypto payments are not. That's a genuine trade-off for your buyers and worth stating in your terms.

<Note>
  Settlement on some chains carries a network cost that sets a **minimum order size** for pay-by-address payments. It isn't a fee — nothing extra is deducted — but it can make the pay-by-address option unavailable for very small orders on expensive chains. Wallet payments have no minimum. [Limits](/reference/limits).
</Note>